OLD WORLD CHARM home boasts handcarved mantle and bookcases surrounding warm fireplace. Formal living and dining rooms. Informal dining room off kitchen w/ built-in hutch. Coved archways and built-ins throughout. Full basement with large laundry area, 4th bedroom, storage room, half bath and 1 car attached garage. Very private back yard with nice deck and patio areas. Large detached 2 car garage/shop with all new insulation and electrical. Hardwoods polished and carpets cleaned. READY FOR YOU! Contact Vanessa Parker for more information!
Posted 10 months, 2 weeks ago at 7:40 pm. 4 comments
By Ellen Atwood
What is PMI?
PMI is for home buyers who wouldn’t typically be able to afford a large 20% down payment.
Private Mortgage Insurance (PMI) is insurance that protects your lender against non-payment if you default on your loan. Private mortgage insurance is to protect your lender, not you. As the buyer of this coverage, you’re paying the premiums so that your lender is protected. PMI is often required by lenders due to the higher level of default risk that’s associated with low down payment loans.
The average costs of mortgage insurance premiums vary, but they usually are between .5% and 1% of the loan amount, depending on the size of the down payment. For example on a $200,000 loan with a $10,000 down payment, you can expect to pay somewhere around $85 a month. This amount is added to your monthly payment in addition to property taxes and home owners insurance. Continue Reading…
Posted 1 year, 4 months ago at 10:18 am. Add a comment
5321 N Pearl #307 Tacoma, WA 98407
By Marguerite Giguere
This Large 2 Bedroom Condo in the community of Ruston, Washington!
This home is beautiful and like new. Great finish materials including bamboo hardwood floors, slab granite countertops, stainless steel appliances, and tile throughout.
All appliances including front loading washer & dryer included. Pt Defiance Park is across the street and it’s a short walk to the ferry, Anthony’s and all the wonderful shops and cafes in Downtown Ruston. More pictures and info can be found here.
Posted 1 year, 4 months ago at 9:45 pm. Add a comment
Pierce County
If you are buying a home in Pierce County, and you meet certain qualifications, you may be able to receive money from Pierce County to use as the down payment on a house.
Here’s how it works:
A single mom with 2 kids (household of 3) wants to buy a house. She makes good money, $45,000 a year, and found a townhouse for $150,000 that she would like to buy. She is getting an FHA Loan, which requires a 3.5% down payment of $5250. Since she meets the income guidelines from Pierce County, she would be able to get the $5250 as a loan, at 1%. She would not have to pay back that loan until she sells her house.
This is a GREAT resource for buyers, especially those buying their first home. If you are buying a house in Pierce County and want to look into Downpayment Assistance check with your Mortgage Broker or visit the Pierce County Downpayment Assistance webpage.
Posted 1 year, 7 months ago at 11:09 am. Add a comment
Golden Gate Townhomes
Golden Gate Townhomes are over 1,400 square feet and feature 3 bedroom, 2.5 bathroom floor plans. Each home includes refrigerator, range, microwave, dishwasher and washer/dryer units. Also included is a private patio, finished garage with garage door opener, security alarm system.
Located less than 5 minutes from 5-12, this small community is an excellent choice for commuters!
For more information on Golden Gate Townhomes visit their website or call Craig Bergstrom for more information!
Posted 1 year, 7 months ago at 7:16 pm. Add a comment
Fixer Upper in Parkland
2 Bedroom 1 Bathroom
844 Square Feet
.12 Acres
1405 99th St E Tacoma, WA 98445
Sold for $71,500
This bank owned property was lower than the pre-foreclosure asking price. Handy Midland area for easy commute. This house was listed with Jan Willey, a local Realtor who sells foreclosed homes for banks.
Posted 1 year, 7 months ago at 7:04 pm. Add a comment
